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High-Risk Processing


At Pollen, we understand that the competition might not have an understanding of your business or an appetite to partner with you. We work with a number of our resources, both domestic and international to make sure that your business is not turned away.  Let us help you find a long-term solution to keep your business running.




Pollen has personnel that specialize in providing merchant accounts to merchants that have been classified as high risk by other merchant processors.  



A merchant processor will consider a merchant account as high risk for a variety of reasons, some of which include:


  • High chargebacks or increasing number of chargebacks


  • A previous merchant account application denial by a merchant processor


  • High Risk industry such as high ticket sales, online pharmaceuticals or debt collection


  • Poor credit score or bad business credit



Let's Work Together

Tips To Assist With Our High Risk Underwriting Process:

  • Step 1 - Fill out our 'Contact Us' form with your information and one of our Team Members will reach out to you shortly.


  • Step 2 - High Risk Merchant Accounts require additional paperwork for the underwriting process.  An underwriter will contact you directly for the required documentation when appropriate. We ask that you promptly supply the requested information as to not cause a delay with processing your application.


  • Step 3 - Contact the Better Business Bureau® to clean up any negative information.


  • Step 4 - If you have rip-off reports, scambook reports, or other negative feedback on the internet, work to remove that as soon as possible.


  • Step 5 - A D&B credit file can be very helpful in providing you with the processing you deserve. If you do not have a D-U-N-S number, we recommend that you obtain one.


  • Step 6 - It is recommended that you obtain a copy of your personal credit report and submit to us with your application.


  • Step 7 - It is recommended that you obtain a copy of your business credit report and submit to us with your application. Supplying this information will assist our team with processing of your application.

High Risk Deals We Will Review:

  • Adult


  • CBD


  • Dating

  • Gambling


  • Web hosting​


  • Travel


  • Pharmaceuticals


  • Nutraceuticals

  • Medical Marijuana


  • Multi-level Marketing Groups


  • International eCommerce


  • Foreign Ownership


  • PayDay Loans and Cash Advance

Let Us Help You Find A Solution

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