Cardholder Data Security Is Your Responsibility:

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Pollen helps our clients manage vulnerabilities throughout the payment process with fraud prevention solutions.  We simplify PCI compliance to decrease the time, costs and resources spent on meeting PCI compliance requirements.  We offer solutions that safeguard data privacy.  We also provide guidance on your annual PCI Self Assessment Questionnaire.

 

Ensuring the safety of your customers' cardholder information can help your business strive to create and maintain a positive image, enhance customer confidence and even assist in improving your bottom line.  As part of our ongoing provision of credit and debit card processing services, we want to provide you with some critical information regarding the Payment Card Industry (PCI) Data Security Standard (DSS) and the Card Association Compliance Programs.

 

It is important to note that all Merchants and Service Providers that store, process, or transmit cardholder data must comply with PCI DSS and the Card Association Compliance Programs.  However, certification requirements vary by business and are contingent upon your "Merchant Level" or "Service Provider Level".

 

Failure to comply with PCI DSS and the Card Association Compliance Programs may result in a Merchant being subject to fines, fees or assessments and/or termination of processing services.

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Potential Liabilities:

 

• Lost confidence, so customers go to other merchants

 

• Diminished sales

 

• Cost of reissuing new payment cards

 

• Fraud losses

 

• Higher subsequent costs of compliance

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• Legal fees, settlements and potential judgments

 

• Fines and penalties

 

• Termination of ability to accept credit and debit cards

 

• Lost jobs (CISO, CIO, CEO and dependent professional positions)

 

• Going out of business