Grow Your Business
Fast, Seamless, Secure Checkout.
Pollen allows you to offer a variety of payment processing services, each with enhanced features designed to help you increase sales, cut costs and improve your company’s productivity. We utilize the latest in EMV technologies to reduce our client's risk of fraudulent activity.
With a traditional payment process, your customers are familiar with you’ll experience faster line speeds, higher average tickets, and happy customers.
Simple, secure, and cashless payment processing for dispensaries.
Benefits of PIN Debit
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No change to give back to customers
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Customers can add a tip to purchases
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No customer ATM fees
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Reliable equipment
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Multi-layer security features
BACKOFFICE EFFICIENCY
Robust reporting, low fees, and helpful support mean you spend less time on payments and more time growing your business.
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Fast settlement
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Online reporting portal
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Easy reconciliations (unlike cashless ATMs)
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WiFi and mobile devices make logistics easy
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Industry leading pricing
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No application fee
How Does PIN Debit Work?
When a customer goes to checkout with their budtender, the budtender simply rings up the purchase and puts the sales amount into your terminal. The customer then swipes, dips, or taps their debit card and enters their PIN. The transaction is either approved or declined and the customer leaves with their purchase
Our PIN Debit solution provides legitimate payment processing for our cannabis merchants.
How is PIN Debit Different from Cashless ATM?
First and foremost, PIN Debit cannabis payment processing is compliant; Cashless ATMs are not.
Many people think PIN Debit and Cashless ATMs for cannabis payments are the same. This is not true. PIN Debit transactions and ATM transactions are processed very differently.
With PIN Debit for cannabis, a consumer can make a cannabis purchase for the exact dollar amount of the product. The transaction is the exact same as using your debit card at any other business. The transaction is processed using approved debit networks only and NOT interchange (like a credit card). Authorizations and funding are done through a traditional merchant account that is fenced to only accept debit network transactions. The acquiring bank and processor both operate BSA/AML compliant cannabis programs.
This is different from a cashless ATM. With cashless ATM accounts for cannabis, the credit card terminal is simply programmed to act like an ATM. When a customer makes a purchase, the transaction is rounded up to the nearest $5-20 (just like an ATM). The difference is that instead of cash being dispensed; the customer is provided product for their purchase. Then the bud tender provides change for the difference. This process is often confusing and expensive for your customers. Not only are high "convenience" fees encouraged but consumers are also often hit with out of network fees.
Create a frictionless payment environment with no consumer fees to increase sales and safety. Get your cannabis PIN Debit merchant account today and sell more tomorrow. Reach out to us for full product features, costs, and bank information today.
Why Pollen?
Our cannabis merchant accounts offer some distinct advantages over cashless ATM accounts:
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Transactions are for exact dollar amounts, which means:
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NO cash handling
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NO need for drivers to carry any money
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Your Customers will NOT be billed for “Out of Network” fees
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Fully endorsed and approved by the debit networks
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Increased sales with an industry average 20% higher than cash transactions
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Save money on cash handling and transportation fees
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Full bank and processor disclosure
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Accurate descriptors with your correct DBA and address on receipts and bank settlement reports
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NO convenience fees
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NO checkout confusion
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Credit card ready when there is federal change - with a simple download we will be able to activate your ability to accept ALL MAJOR CREDIT CARDS